Global Payments Report 2026
Regulation, Authentication, Security
If you accept card payments online, keeping up with authentication, regulation and payment security can make all the difference to your bottom line – and even your brand reputation.
Recent developments include agentic AI commerce, a new Visa monitoring program, and the fast-approaching EUDI wallet, valid for SCA in Europe.
To help merchants better understand and navigate this ever-shifting landscape, Ravelin has prepared a comprehensive report.
Download the 46-page Global Payments Report 2026 to explore:
- 3D Secure performance in 37 countries, globally and by card scheme
- Country rankings, year-on-year comparisons, and analysis
- 10 key payments trends – and our Co-Founder's advice
- Riskiest payment methods and channels
- Authentication motivators and challenges, according to merchants
- Our global SCA regulation map
Gain deeper understanding, read expert advice, future-proof your operations, and accept more payments with confidence – it all starts with this guide.
Solve every fraud challenge with one tool
Effective fraud detection requires looking at the big picture. Our comprehensive technology integrates data from across your organization to solve:
- Online Payment Fraud: Our technology scales with your business to reduce fraud and chargebacks with zero friction as your business grows.
- Account Security: Detect ATO behavior from bot attacks to credential stuffing and more to secure every registration and login.
- Policy Abuse: Target serial offenders and prevent returns, refund and promotion abuse while keeping honest customers happy.
- 3D Secure: Optimize your payment and authentication strategy with a 3DS platform built for merchants and PSPs.
- Supplier Fraud: Expand fraud prevention to suppliers and delivery networks to prevent fraud across your entire marketplace ecosystem.
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"The team at Ravelin are all very knowledgeable about the various aspects around e-commerce fraud and have been extremely helpful at all stages of our integration."
Simon Harp - Head of Software Engineering

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"We are delighted to work with Ravelin, across our brands such as FLANNELS and Sports Direct. As specialists in the sector, they provide best-in-class solutions that have helped us increase our acceptance rates and resulted in card issuers seeing us as low-risk."
John Low - Group Head of Digital Risk
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"We were impressed, to say the least with the technical capabilities of the Ravelin team but also their ability to quickly understand our risk profile"
Krystyna Savotchenko - Fraud & Risk Manager

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"Ravelin has a freshness and passion for fraud that is apparent to me every time we speak. We never compromise on holding each other to account, but there is a camaraderie and friendship across all levels of both organizations."
Grant Shipway - Global Fraud Manager
We can fuel
your secure growth
Let's chat about how Ravelin can help you block fraud and abuse,
accept payments with confidence, and grow securely.
