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Global Payments Report 2026
Regulation, Authentication, Security

If you accept card payments online, keeping up with authentication, regulation and payment security can make all the difference to your bottom line – and even your brand reputation.

Recent developments include agentic AI commerce, a new Visa monitoring program, and the fast-approaching EUDI wallet, valid for SCA in Europe.

To help merchants better understand and navigate this ever-shifting landscape, Ravelin has prepared a comprehensive report.

Download the 46-page Global Payments Report 2026 to explore: 

  • 3D Secure performance in 37 countries, globally and by card scheme
  • Country rankings, year-on-year comparisons, and analysis
  • 10 key payments trends – and our Co-Founder's advice
  • Riskiest payment methods and channels
  • Authentication motivators and challenges, according to merchants
  • Our global SCA regulation map

Gain deeper understanding, read expert advice, future-proof your operations, and accept more payments with confidence – it all starts with this guide.

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    Solve every fraud challenge with one tool

    Effective fraud detection requires looking at the big picture. Our comprehensive technology integrates data from across your organization to solve:

    • Online Payment Fraud: Our technology scales with your business to reduce fraud and chargebacks with zero friction as your business grows.
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    • Policy Abuse: Target serial offenders and prevent returns, refund and promotion abuse while keeping honest customers happy.
    • 3D Secure: Optimize your payment and authentication strategy with a 3DS platform built for merchants and PSPs.
    • Supplier Fraud: Expand fraud prevention to suppliers and delivery networks to prevent fraud across your entire marketplace ecosystem.
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    • "We are delighted to work with Ravelin, across our brands such as FLANNELS and Sports Direct. As specialists in the sector, they provide best-in-class solutions that have helped us increase our acceptance rates and resulted in card issuers seeing us as low-risk."

      John Low - Group Head of Digital Risk

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    • "Ravelin has a freshness and passion for fraud that is apparent to me every time we speak. We never compromise on holding each other to account, but there is a camaraderie and friendship across all levels of both organizations."

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      Let's chat about how Ravelin can help you block fraud and abuse,
      accept payments with confidence, and grow securely.