---
title: Global Payments Report 2026 – Authentication, Regulation, Security
description: "Global Payments Report 2026: Unlock data, trends and analysis with Ravelin's deep dive into payments authentication, regulation & security."
image: https://pages.ravelin.com/hubfs/Mock-up_1200x627px%20(1).webp
---

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# Global Payments Report 2026 Regulation, Authentication, Security

If you accept card payments online, keeping up with authentication, regulation and payment security can make all the difference to your bottom line – and even your brand reputation.

Recent developments include agentic AI commerce, a new Visa monitoring program, and the fast-approaching EUDI wallet, valid for SCA in Europe.

To help merchants better understand and navigate this ever-shifting landscape, Ravelin has prepared a comprehensive report.

Download the 46-page Global Payments Report 2026 to explore: 

- 3D Secure performance in 37 countries, globally and by card scheme
- Country rankings, year-on-year comparisons, and analysis
- 10 key payments trends – and our Co-Founder's advice
- Riskiest payment methods and channels
- Authentication motivators and challenges, according to merchants
- Our global SCA regulation map

Gain deeper understanding, read expert advice, future-proof your operations, and accept more payments with confidence – it all starts with this guide.

[![SocialMediaAnimated\_1200x1200px](https://pages.ravelin.com/hubfs/SocialMediaAnimated_1200x1200px.gif "SocialMediaAnimated_1200x1200px")](https://pages.ravelin.com/global-payments-report-2026-authentication#hs_cos_wrapper_dnd_area-module-8_)

#### Get our 46-page report Fill in below to receive the report right away.

 

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## Solve every fraud challenge with one tool

Effective fraud detection requires looking at the big picture. Our comprehensive technology integrates data from across your organization to solve:

- Online Payment Fraud: Our technology scales with your business to reduce fraud and chargebacks with zero friction as your business grows.
- Account Security: Detect ATO behavior from bot attacks to credential stuffing and more to secure every registration and login.
- Policy Abuse: Target serial offenders and prevent returns, refund and promotion abuse while keeping honest customers happy.
- 3D Secure: Optimize your payment and authentication strategy with a 3DS platform built for merchants and PSPs.
- Supplier Fraud: Expand fraud prevention to suppliers and delivery networks to prevent fraud across your entire marketplace ecosystem.

- "The team at Ravelin are all very knowledgeable about the various aspects around e-commerce fraud and have been extremely helpful at all stages of our integration."
  
  Simon Harp - Head of Software Engineering
  
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- "We are delighted to work with Ravelin, across our brands such as FLANNELS and Sports Direct. As specialists in the sector, they provide best-in-class solutions that have helped us increase our acceptance rates and resulted in card issuers seeing us as low-risk."
  
  John Low - Group Head of Digital Risk
  
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- "We were impressed, to say the least with the technical capabilities of the Ravelin team but also their ability to quickly understand our risk profile"
  
  Krystyna Savotchenko - Fraud & Risk Manager
  
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- "Ravelin has a freshness and passion for fraud that is apparent to me every time we speak. We never compromise on holding each other to account, but there is a camaraderie and friendship across all levels of both organizations."
  
  Grant Shipway - Global Fraud Manager
  
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## We can fuel your secure growth

Let's chat about how Ravelin can help you block fraud and abuse,   
accept payments with confidence, and grow securely. 

[BOOK A CALL](https://www.ravelin.com/contact-us)

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