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Global Payment Regulation & Authentication Report

Globally, regulations are pushing for wider use of tools like 3D Secure (3DS) for two-factor authentication, causing merchants to rethink their payment strategy. 

Using analysis of billions of transactions sent to 3DS over 2019-2020, we investigate the question - how much does 3DS affect acceptance worldwide, and has this changed since 2019?

Report highlights:

  • Gain insight into the latest 3DS acceptance rates by issuing bank country, and how much figures have changed since our 2019 report.
  • PSD2 and Strong Customer Authentication delay status for Europe and details of other major payment regulations worldwide.
  • The top three payment methods and popular payment method providers for each market.
  • What the 2020 changes and latest figures mean for merchants and why optimising your authentication strategy is key. 
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